Farmers in the poorer areas of the world are highly vulnerable to the impacts of climate change. The international community is expected to step up efforts to help them adapt to the new circumstances. TBI stresses that such interventions will need to be designed based on a profound understanding of local perceptions and needs.

Under the MoMo4C program, the first business contest in Cameroon is focussing on climate resilient cocoa production that have little or no impact on the forest, protects wildlife and procure benefits for indigenous and local communities in the Southeast of Cameroon. Going by the 12 projects submitted, local actors expressed the desire to regenerate ageing farms, create plant nurseries, reconvert existing farms for cocoa production, produce high quality cocoa and build relationship with long term credible financial partners.

This report is part of a series of case studies that provide insights into various mechanisms used to increase access to finance for smallholder farmers, SMEs and communities in their efforts to contribute to sustainable landscapes. This case study focuses on the various types of productive loans provided by the Social Performance Management Unit of the Credit Union Semandang Jaya in Indonesia.